Rates & Criteria

Interest rates start from as low as .95% for non status loans and less than .5% per month as full status finance. For high loan to value loans and loans for stressed circumstances such as to clear a bankruptcy or avoid repossession the rate can be as high as 1.75% per month.

Non status loans are provided regardless of credit history and the vast majority of plans are also provided regardless of income.

Listed below are the highest loan to values we can go to per property type. Bear in mind we can lend over 100% of the purchase price when we can take an additional charge on other property as long as it is owned by the same applicant.

We can lend in England, Wales and Scotland at the above rates. We can also lend in Northern Ireland and Eire but please phone for loan to value and rates.